Recourse

Recourse is a money app for dollars on your phone.

Send to a name instead of an address. No seed phrase: your account is held by two keys, one in your iCloud Keychain and one in this device's Secure Enclave, and either can be replaced without moving your money. Gas is paid in USDC, so you never hold a separate token just to make a payment.

This beta runs on Arc testnet. The dollars are test dollars and nothing here moves real money.

Working today: send and receive by name, request money with an invoice, write and cash cheques, manage and recover your keys, and earn yield on idle balances.

Coming: converting between dollars and euros, which is waiting on a currency venue deep enough to give a fair rate.